Stamp Duty on Additional Properties

Buying a second home or buy-to-let? You pay an extra 3% on every band.

When the 3% Applies

  • • Second home or holiday home
  • • Buy-to-let investment
  • • Buying through a company
  • • You already own property (even overseas)

Cost Examples

PriceStandardWith +3%Extra
£200,000£0£6,000£6,000
£300,000£2,500£11,500£9,000
£500,000£12,500£27,500£15,000
£750,000£27,500£50,000£22,500

Getting the 3% Back

Sell your previous main residence within 3 years and claim a refund. Apply to HMRC within 12 months of selling.